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| Mortgage credit |
In March, against the construction of the crisis, Prime Minister Vladimir Putin has suggested the possibility of building a savings bank. "German" model of the accumulation of housing has proven to be effective in Europe, even in the most critical periods. And whether it suits us? Experts with whom we consulted, one thing in common: only government guarantees will make this idea viable.
In the past two years have been trying to bring under stroysberkass Institute (SSK), the legislative framework, but each time the State Duma has postponed consideration of the draft. The intention of the document from the "Fair Russia", the scheme of this funding mechanism is extremely simple: the accumulation of 20% of the purchase price the investor will be able to grace the long-term loan at 2-3% per annum for the remaining amount. If the depositor will deposit funds on hand amounting to 70 thousand rubles from the budget (municipal or federal) on the same account will be credited 20% of this amount, but not more than 14 thousand rubles.
In the past two years have been trying to bring under stroysberkass Institute (SSK), the legislative framework, but each time the State Duma has postponed consideration of the draft. The intention of the document from the "Fair Russia", the scheme of this funding mechanism is extremely simple: the accumulation of 20% of the purchase price the investor will be able to grace the long-term loan at 2-3% per annum for the remaining amount. If the depositor will deposit funds on hand amounting to 70 thousand rubles from the budget (municipal or federal) on the same account will be credited 20% of this amount, but not more than 14 thousand rubles.
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